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blog image of couple at their wedding; blog title: How Marriage Can Change Your Insurance Needs

How Marriage Can Change Your Insurance Needs 

You already know that marriage will change a lot of things in your life. When you say “I do” you are combining your entire world – and often your home – with someone else’s. Among the changes that come with married life are adjustments you should make to your insurance coverage.  Home & Property   If […]

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Strategies to Reduce Employee Illness and Injury 

As a business owner, the health and safety of your employees should be a top priority. Not only are healthy employees happier, but they are more productive, too. Ultimately, having high health and safety standards will also reduce costs to your business since insurance premiums will be lower with a cleaner safety record. Additionally, having […]

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blog image of a mother holding a baby and child; blog title: Why Stay at Home Parents Need Life Insurance

Why Stay at Home Parents Need Life Insurance

You may think that the only parents who need life insurance are working parents, but that isn’t exactly correct. A stay at home parent is more than just a mother or father. These individuals wear many hats: tutor, chef, chauffeur, housekeeper, caretaker, and more. The true value of these duties is priceless, but the economic […]

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two teenagers driving in a car using cell phones while driving

Teens and Distracted Driving 

Starting to drive is one of the most exciting experiences for teenagers, but it can also be one of the most dangerous. According to the CDC, teenagers are the most likely age group to get into a traffic accident. Teens are more likely to speed and less likely to wear seatbelts than older drivers. They […]

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Should I Pay My Auto Insurance Premium Monthly or Annually?

When it comes to automotive insurance, you may find yourself faced with multiple decisions to make. Should you choose a high or low deductible plan, minimum or maximum coverage, or pay premiums monthly versus an annual lump sum? Although there is truly no wrong answer, it is important to ensure you have the best possible […]

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How Non-US Citizens Get Life Insurance

Selecting a life insurance policy is an important step for planning ahead and taking care of the financial well-being of your family. But can you still get coverage if you aren’t a US citizen? In most cases, yes. There are very few instances where your citizenship status disqualifies you from coverage. The circumstances of your […]

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image of older middle aged couple relaxing on a park bench

How to Utilize Life Insurance for Your Retirement 

When it comes to planning your retirement, a lot of agents will highly recommend that you invest in a permanent life insurance policy. In truth, this may not be the best move for you. The permanent life insurance policy is intended for individuals who have obtained a net worth of at least $11.7 million threshold as of 2021, in which federal estate taxes will kick […]

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Buying, Building, or Renovating a Home? 5 Things to Know About Insuring Your Investment

The process of owning a new home can be exciting, especially for a first-time buyer. But it can also be challenging to navigate, especially when trying to figure out the right types of insurance you’ll need. Here are five things you’ll want to keep in mind as you choose how to insure your investment. Insure […]

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image of an elderly woman tripping and falling on icy stairs outdoors

How to Protect Yourself from a Slip, Trip, or Fall 

Slips, trips and falls are the number 3 cause of accidental death in the United States, right behind motor vehicle accidents. No matter where you are in the world, if you are indoors or outdoors, you can experience a slip or fall. Slips and falls can naturally happen indoors when going up stairs or walking on wet hardwood or uneven flooring, but they are more common […]

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blog image of employee looking at paperwork

Understanding Employee Practices Liability 

Employee Practices Liability, often referred to as EPLI, covers businesses against claims by workers that their legal rights as employees of the respective company have been violated. There has been a considerably large rise of lawsuits employees have been putting against their employers. Traditionally, most lawsuits are filed against larger corporations such as Walmart or […]

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